Empowering Financial Decisions
From now until the end of August 2023, CTOS Digital Berhad is offering a unique opportunity for Malaysians. Anyone who signs up for the CTOS self-check service through their official website will be eligible to claim a complimentary MyCTOS Report with CCRIS. This initiative is a testament to CTOS’s unwavering commitment to empower consumers to actively manage and improve their credit health.
A Journey Towards Financial Wellness
Over 3 million Malaysians have already taken the proactive step towards a brighter financial future by availing the CTOS self-check service. This initiative not only aids in understanding one’s financial standing but also paves the way for informed financial decisions.
Delving Deeper into the MyCTOS Report
The MyCTOS Report with CCRIS is not just a document; it’s a comprehensive guide to one’s credit health. It offers a detailed overview of debt information, payment histories for various credit facilities, account balances, credit limits, and even inquiries made by financial institutions. Additionally, it sheds light on any legal cases, bankruptcies, directorships, business interests, and non-bank debts. This report is a crucial tool that financial institutions and lenders rely on when assessing credit applications.
Raising Financial Literacy in Malaysia
CTOS has been at the forefront of promoting financial literacy across Malaysia. Through their various programs, they have successfully enhanced the public’s understanding of the importance of credit reputation. This proactive approach has borne fruit, with the average credit score of Malaysians witnessing a significant jump from 663 in 2020 to 678 in 2022.
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Erick Hamburger, Group CEO of CTOS Digital Berhad, passionately stated, “CTOS plays an important role in advocating essential credit health practices. Credit health is a vital aspect of financial well-being. It affects the ability to secure loans, get better interest rates, and even impacts various life milestones like buying a car or purchasing a home. By regularly monitoring credit reports, addressing inaccuracies, and practicing responsible credit habits, consumers can proactively strengthen their financial future”.
Seize the Opportunity
For those keen on taking charge of their credit health and availing this exclusive offer, visit CTOS’s official website today. Don’t miss out on this chance to secure a brighter financial future.
