Startup Stories

Top Fintech companies Based In Singapore

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With the financial services industry attracting so many new companies and investments, we are seeing innovation in technology continue to drive change. As more and more companies pour into the fintech space, it can be tough to sift through them and identify the major players. The explosion of fintech startups is quite surprising. Financial institutions have seen a shift in the industry from digital loans and mobile stock services to eCommerce payment platforms and digital modes of currency exchanges.

Fintech has moved beyond just finance to include industries and sectors such as education, fundraising, investment management, retail banking, & philanthropic services. Fintech has the potential to completely revolutionize the financial services industry, in many countries and markets. Blockchain is only one of its applications which is seen as a game-changer in markets like Singapore.

Although Fintech has gained a lot of interest and is becoming more popular quite quickly. It also has attracted a lot of investment.

Here are the top Fintech companies based in Singapore.


ADVANCE.AI is a leading AI company in Asia, helping to solve digital  transformation, fraud prevention, and process automation for enterprise clients. Started in 2016 and headquartered in Singapore, ADVANCE.AI is a leader in Artificial Intelligence, risk management, and digital lending solutions. It currently partners over 1,000 enterprise clients across Southeast Asia, South Asia and Mexico in sectors such as banking, financial services, fintech, payment, retail and e-commerce. ADVANCE.AI is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China. Advance Intelligence Group is ranked No. 1 on LinkedIn’s 2021 Top Startups List in Singapore.


Aspire is the all-in-one finance operating system for businesses. Aspire help companies save time and money with borderless payments, corporate cards, expense management, and more. Aspire’s mission is to empower the next generation of entrepreneurs with the financial tools they need to realize their company’s full potential. Aspire headquartered in Singapore, with offices in Indonesia and Vietnam, Aspire is backed by some of the world’s best VCs, including Y-Combinator, the #1 startup incubator in the world.


Credolab is a growing B2B SaaS Fintech that develops bank-grade digital scorecards built on mobile devices and online web behavioural metadata. Our pay-per-use solutions are available to banks and neobanks, digital lenders and BNPL players, insurance companies, and any industry at the intersection with financial services (e-commerce, ride-hailing apps, travel, retailers). Credolab is the most innovative way to approve more customers more confidently. Established in 2016 in Singapore with offices in Miami, London and a distributed team across Sao Paulo, Mexico City, Dubai, Jakarta, Manila, Bangalore, Sydney, and Nairobi, credolab has 120+ clients including well-known fintech companies and unicorns, in over 30+ countries.


KingSwap is the newest decentralized finance (DeFi) liquidity pool platform that is a further and better evolution of UniSwap. In addition to offering off-ramp fiat currency converting solutions to allow users great convenience between the fiat and cryptocurrency worlds, KingSwap is also regulated* in Singapore.

KingSwap has also added some new Blockchain community-oriented features to the Uniswap’s core design, which will help the offering to boom and provide user-friendly real-time benefits in terms of price curves and contributor rewards. KingSwap protocol design offers to align incentives for the users by introducing strategies like pool rewards & network effects.


Nium is a global leader in modern money movement. It provides banks, payment providers, and businesses of any size with access to global payment and card issuance services. Its modular platform powers frictionless commerce, helping businesses pay and get paid across the globe with services for pay-outs, pay-ins, card issuance, and banking-as-a-service.

Nium was named among “Financial Times APAC High-Growth Companies” and “Best B2B Payment Platform at Future Digital Awards” in 2021.

Silent Eight

Silent Eight is a technology company leveraging AI to create custom compliance models for the world’s leading financial institutions. Silent Eight’s mission is to empower their clients in their fight to eliminate financial crime. Founded in Singapore and with global hubs in New York, London, and Warsaw, we are deployed in over 150 markets.

Singlife with Aviva

Singlife with Aviva is a leading homegrown financial services company, offering consumers a better way to financial freedom. Through innovative, technology-enabled solutions and a wide range of products and services, Singlife with Aviva provides consumers control over their financial wellbeing at every stage of their lives.

Singlife with Aviva was formed by the merger of Aviva Singapore and Singlife. First announced in September 2020 and valued at S$3.2 billion, it was the largest insurance deal in Singapore, creating one of the largest homegrown financial services companies in the republic.


Thunes is a B2B company that powers payments for the world’s fastest-growing businesses – from Gig Economy giants such as Uber and Deliveroo and Southeast Asia’s superapp Grab, to global Fintech leaders such as PayPal and Remitly. With a single, simple connection, your business and customers can send payments to – and get paid in – every corner of the world. Instantly.

Thunes is headquartered in Singapore with regional offices in London, Paris, Shanghai, New York, Dubai, and Nairobi.

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