Atome, Southeast Asia’s leading digital finance platform, today announced Atome Singapore app users can now shop and pay in Malaysia with the same app — unlocking a seamless cross-border shopping experience for the first time.
This new cross-border functionality enables over 1.5 million Atome Singapore users to shop and pay at 15,000+ Atome partner retail outlets and malls across Malaysia simply by scanning the Atome QR code at checkout.
The bill in Malaysian ringgit is automatically converted to SGD at a competitive exchange rate shown upfront, then split into three interest-free payments. Purchases in Malaysia also earn A+ reward points.
The launch of Atome’s cross-border payment feature is timely, with residents from Singapore continuing to lead the way as Malaysia’s top foreign visitors. In 2024, Singapore accounted for 18.9 million tourist arrivals to Malaysia (+27% year-on-year increase), with most spending on shopping, accommodation, and food & beverage.
Johor Bahru alone welcomed 11 million visitor arrivals from Singapore in the first half of 2025. Major upcoming infrastructure projects such as the Johor Bahru–Singapore RTS Link (end-2026) and the Singapore–Johor Special Economic Zone will further boost bilateral travel and retail spending. With Atome’s new cross-border payment functionality, Atome Singapore users can also shop and pay at partner merchants in other cities, including Kuala Lumpur, Melaka, and Penang. Malaysia also launched its Visit Malaysia 2026 (VM2026) last month.
“Atome’s mission is to make everyday shopping smarter, more accessible, and more rewarding,” said Bryan Quek, General Manager of Atome Singapore. “The launch of Atome’s cross-border functionality is especially timely, with major infrastructure projects set to further boost cross-border travel and retail activity. With this new feature, over 1.5 million Atome Singapore users can now shop and pay at 15,000+ retail partner outlets in Malaysia using the same mobile app—just in time for the upcoming Chinese New Year festive season.”
Popular Atome merchants in Malaysia
Atome Singapore users will be able to use the app across 15,000+ retail outlets in Malaysia, including:
- Electronics: Machines, Switch, Oppo, Samsung, Xiaomi, Garmin, Honor
- Fashion/lifestyle: Christy Ng, Coach, Ralph Lauren, Michael Kors, Montigo
- Beauty/wellness: Sasa, Bath & Body Works, Jean Yip, Mothercare
- Sports: Nike, JD Sports, Decathlon, Foot Locker, Converse, Timberland
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